How the health insurance in 2017 look like?

How the health insurance in 2017 look like?

2016 is the compulsory excess 385 euro; it is expected that the excess in 2017 will be higher. The refund policy will disappear with many insurers, which means you will only reimburse your care through an in-kind system, this means that the insurer makes appointments with a therapist and immediately repay

Furthermore, we know that some insurers now substantial profits, the hospital sent to high bills and saving money in health care, so that the medical insurance premium in 2017 can best down. What you can do to save on health insurance is switching to a different insurer. The differences in premiums or care package to help you with this over.

Why switch to another health insurance in 2017 in autumn 2016?
In most cases, connect a healthcare insurance for a full year. Do not get on; your health insurance will be automatically extended. Exceptions are the persons that during the year 18 and for the first time to take out private insurance, those leaving the military now have to take out private health insurance and those who come from abroad and were insured. All others are a year stuck to their health care provider. Transitioning you do not so. Good reasons for change may include:
You're either very dissatisfied with your health insurance, health insurance, fees;
After comparing elsewhere shows the premium for comparable insurance cheaper;
You want a special supplementary insurance not offered by your health care provider;
Your refund policy lapses and in-kind policy with your old insurer you do not like. Therefore, you choose another health insurance policy that you do have a carefree choice


When switching to another health insurance and other health insurance in 2017?
To conclude another health insurance by January 1, 2017, you must cancel your policy in 2016 not later than December 31, 2016. Then you have until February 1, 2017, the time to conclude a new health insurance for 2017. That insurance will then work back to January 1, 2017. It is often the case that the new insurance company has a cancellation service that you can use. Ask always there for and make sure you get confirmation that the old insurance has been canceled because otherwise you run the risk that you are insured twice and must, therefore, pay twice care premiums.



What to look at switching to other health insurance?
Consider in stride:
EMEA is called Long-Term Care Act.
In 2015 psychological assistance for children is no longer covered by the primary insurance (new youth law).
Compare on time the opportunities offered by various insurance companies.
The fundamental changes in 2017 compared to 2016. Thus, the underlying health care costs outside Europe in 2017 no longer reimbursed by your health insurance in 2017
Using the switching service;
Make sure the new insurance company will accept. The acceptance is required for primary protection in 2016 and 2017 but not to the supplementary insurance.
Determine how high will your voluntary excess.
Determine how much voluntary excess you want.
Decide how you want to be free in your care choice.
You have certain conditions that you want to have individual insured?


Care Premium 2017

The care premiums in 2017 will be announced in the fall of 2016 and are partly known. Then take note of any changes in the underlying insurance in 2017 known and you know exactly what you can insure the best supplementary. Practice shows that the differences in monthly premiums can be high especially for the extra insurance. Saving is done therefore mainly through early to begin to compare health insurance and on time to cancel your existing insurance. What the cheapest health insurance premium in 2017 is now impossible to say. DSW scored again large fixed eyes with his health insurance premium (€ 98.75 in 2016). Many students opt for a standard budget policy.

Conclusion on steps for health insurance in 2017, the arguments
Before you switch to another insurer for health care in 2016, you must decide for yourself what are decisive factors for you. If you are not satisfied with the current health insurance in 2016, then choose in the autumn (by December 2016) for health insurance in 2017 from another provider.  on time. Otherwise, you sit back down a year in the medical insurance policy from your current insurer. your treatment on the practitioner. After deduction of the compulsory excess. You may have to another therapist, but then that is wholly or partly of their account.